Money Savers
It is a fact that homeschooling will cost you some money. But there are ways to keep costs down. In fact, you can homeschool quite inexpensively and how much you spend is really up to you. Browse through these resources, tips, and ideas to help you save some money.
Links and Items
Miserly Moms: Living on One Income in a Two-Income Economy
Save Thousands of Dollars a Year

Jonni McCoy and her family are proof that you live on one income. The McCoys made a successful transition from two incomes to one while living in one of the most expensive parts of America: the San Francisco Bay Area.

Her Miserly Guidelines will help you save thousands of dollars a year on everything from groceries to electricity to insurance and household cleaners—as well as reveal the hidden costs of holding a job and common money wasters. Her practical, proven cost-saving techniques, strategies, tips, and recipes will help you live frugally without feeling deprived.

Educational Travel on a Shoestring : Frugal Family Fun and Learning Away from Home
Educational Travel on a Shoestring shows parents how they can help their children learn–and have a blast–while traveling. From researching destinations to sharing activities that both teach and entertain, this priceless guide offers practical information for parents who want to have more fun with their kids, build closer family ties, and enjoy richer educational experiences–all without spending a fortune.
Homeschooling on a Shoestring : A Jam-packed Guide
So you want to homeschool but don't think you can afford it. This book is a compendium of ideas for the family that wants to start or continue homeschooling on a tight budget. Includes ideas for making money as a stay-at-home mom, sources for inexpensive curriculum, affordable teaching tools, and ideas for low-cost field trips. Also discusses ways to run your household more efficiently and with less cost.
Money Saving Ideas for Homeschoolers
The Dollar Stretcher
The Dollar Stretcher is a website with lots of money saving and frugal living information. They offer tips and suggestions for making the most of your budget. You can also sign up for their free money saving newsletters.
How to Homeschool Your Child on a Budget & Save Money
Every September, millions of kids across the country sling a backpack over their shoulders and head out to catch the bus for school. While these children are sitting in a classroom or waiting in the lunch line, an estimated two million kids are learning from their comfort of their home, according to the National Home Education Research Institute. Homeschooling is a great way for parents to bond with their children while taking a more active role in their education. But one of the challenges of homeschooling is trying to keep costs down. Even without spending money on loads of school-based expenses, the costs of homeschooling can quickly add up. It’s easy to spend a lot on things like school supplies, curriculum materials, books, craft supplies, field trips, and activities if you’re not keeping an eye on the bottom line. Whether you’re a newbie or a seasoned pro, keeping your budget in check is crucial for every homeschooling parent. This article details how to save money on supplies, curriculum, and field trips.
The Cost of Homeschooling
The Cost of Homeschooling
There are now so many resources available for free or very low cost that money should not be a deciding factor.
The Opportunity Cost of Homeschooling
If someone offered you a million dollars in exchange for not homeschooling your children, would you take them up on it? Whether you’ve been homeschooling for a while, or just started recently, you’ll miss out on a substantial amount of earnings over the time you homeschool. Economists call this an “opportunity cost,” meaning what something costs you in lost opportunities. Each time you make a choice between two or more things, you incur some opportunity costs.
Adding Up the Cost of Home Schooling
Home schooling may not be as expensive as private school, but it's not free either. Costs can quickly mount when you make sure that your children have state-of-the-art resources to ensure that they can compete academically with their more formally schooled peers.
Discounts for Homeschoolers
Jo-Ann Stores
Register online to receive a Teacher Discount Card. You will receive 10% off your total purchase all year long and are added to their Preferred Customer mail list for additional special savings. They are asking that all homeschoolers requesting these cards be affiliated with PEAH (Parents Educating at Home). PEAH requires you to fill out a form to get a code to use to sign up for this discount. You may choose not to jump through this additional hoop, or it may be worth it to you if you intend to purchase often from these stores.
Articles
Homeschooling on a Budget
Most parents believe educating their children is an expensive proposition. According to The Homeschooling Book of Answers, public schools spend nearly $7,000 per pupil per year. What if you were told there were families providing an excellent education for their homeschooled child for $50 per year? And even for those who splurge on a few beautiful books occasionally, they can easily manage to keep their total expenses under $200 a year. Sound impossible? Here's how.
Inexpensive Educational Supplies
How much are supplies for unschooling? It ranges somewhere between nothing and everything--the whole budget. Once a family starts to consider everything educational, even groceries and cleaning supplies are educational. For beginners, though, part of the trick is working on the definition of "educational."
Buying Used Curriculum
A look at some of the reason not to buy used curriculum. What and where you purchase your curriculum (and any other homeschool-related books) will have a much greater impact on the homeschool market than it would in any other only because of how small this market is.
HSLDA's Position on Tax Credits Generally
Although a credit or deduction could be helpful for homeschoolers, HSLDA opposes any tax break legislation that could come with governmental regulations. Homeschoolers have fought far too long and much too hard to throw off the chains of government regulation that hinder effective education and interfere with liberty. It would be inconsistent and foolhardy to accept tax incentives in exchange for government regulation. However, HSLDA supports tax credits that promote educational choice without threatening any regulation of homeschoolers. - See more at: http://nche.hslda.org/docs/nche/000010/200504150.asp#sthash.tvLv2ItR.dpuf
Developing a Homeschool Budget
So, how much does homeschooling cost anyway? As much as you can afford. That isn't a very comforting answer, but it is a realistic one. Some families reportedly homeschool on as little as $50 a year. Most likely you will spend more than that. How much, exactly, is going to depend on the resources you have available and your children's needs.
Support
Homeschooling on a Budget Email Group
Raising a family on a single income is tough. When you're a homeschooling family, it may seem like another added cost. But that doesn't have to be the case. This list is for homeschoolers to get together and discuss ways to cut the cost of homeschooling without cutting on the educational and learning experience for our children. This is the place to share all kinds of ideas and tips on budgeting homeschooling costs.
Featured Resources

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The First Year of Homeschooling Your Child: Your Complete Guide to Getting Off to the Right Start
An increasing number of parents are turning to homeschooling. This guide helps those parents to determine what are the best first steps to take, how to define your educational philosophy, and the best approach for your children. Included is a discussion of how to choose curriculum, assess progress, and stay within the legalities of your state. 
Montessori International
Montessori International is the magazine for all parents and teachers. Montessori International magazine is a high quality colour education magazine with a Montessori focus and a truly child-centred approach. The magazine is for Montessori parents, nursery owners, teachers, and students with an interest in Montessori education.
In Their Own Way: Discovering and Encouraging Your Child's Multiple Intelligences
Children learn in differing ways. Thomas Armstrong specializes in helping parents identify the unique areas in each of our children that enhance their special way of learning and expressing creativity. This work on multiple intelligences talks about the eight different kinds of multiple intelligences, showing you how to discover your child's particular areas of strength. 
Safe Young Drivers: A Guide for Parents and Teens
Sixteen is by far the most dangerous age on the road. A 16-year-old is twelve times more likely than older drivers to die in a crash as a single occupant. Put two young teens in a vehicle, and the odds of death and injury nearly double. Despite these sobering facts, the procedure for obtaining a driver’s license in most states remains minimal. Commercial driving schools, even the most competent and conscientious among them, cannot possibly provide complete instruction. This book helps to address...
Elementary Geography
Elementary Geography is a reprint of the original work by Charlotte Mason. It includes her ideas about teaching children about their world, with poetry selections throughout the book. Explores ideas of place from space to our earth, seasons, map making, and topography. Written in a pleasing conversational style, it is useful for understanding teaching methods, memorization, and copy work.